Federal appropriations mostly expire at fiscal year end — money an agency has not obligated by September 30 is (for annual appropriations) money it loses. This table shows, for 15 major agencies, how much FY2026 budgetary authority remains unobligated and how far behind the calendar their obligation pace is running. Agencies sitting on money late in the year are where the September rush — and the fast awards — happen.

Reading the numbers: as of 2026-07-17, 79% of the fiscal year has elapsed, but agencies had reported spending only through fiscal period 8 (67% elapsed at that cutoff) — pace gaps compare against the reporting cutoff, not today. Pace gap = FY-elapsed minus percent-obligated; positive means behind the calendar. Pressure score (0–100) blends unobligated dollars (60%) with pace gap (40%), percentile-ranked across these agencies.

The multi-year-money caveat, honestly: TBR includes multi-year/no-year authority and carryover; unobligated is an upper bound on money that lapses Sep 30. Data reported through each agency's latest DATA Act period.

Agency	Total budgetary resources	Obligated	Unobligated	Pace gap	Pressure
Department of the Treasury	$4.7T	$1.5T (31%)	$3.2T	+35pp	88.6
Department of Agriculture	$476.7B	$168.2B (35%)	$308.5B	+31pp	72.9
Department of Transportation	$302.5B	$86.0B (28%)	$216.5B	+38pp	65.7
Department of Health and Human Services	$3.4T	$2.0T (60%)	$1.4T	+7pp	61.4
Department of State	$94.0B	$21.6B (23%)	$72.4B	+44pp	58.6
Department of Defense	$2.1T	$1.5T (71%)	$616.8B	-4pp	54.3
Department of Homeland Security	$575.9B	$310.7B (54%)	$265.2B	+13pp	54.3
Department of the Interior	$89.9B	$22.7B (25%)	$67.2B	+41pp	51.4
Department of Education	$154.1B	$61.2B (40%)	$92.9B	+27pp	50.0
Department of Energy	$138.0B	$53.5B (39%)	$84.5B	+28pp	48.6
Department of Veterans Affairs	$524.2B	$298.5B (57%)	$225.7B	+10pp	47.1
Department of Commerce	$51.0B	$11.3B (22%)	$39.7B	+44pp	44.3
Department of Justice	$87.7B	$36.8B (42%)	$50.9B	+25pp	25.7
General Services Administration	$52.4B	$26.9B (51%)	$25.6B	+15pp	14.3
Social Security Administration	$1.3T	$1.2T (95%)	$59.9B	-29pp	12.9

Data as of 2026-07-17 · source: USAspending.gov DATA Act agency budgetary-resources reporting (public domain) · obligation figures through fiscal period 8.

Selling into the rush? The GSA Schedule break-even calculator tells you whether a MAS contract is worth it for your volume, the wrap rate calculator prices your labor, and the SAM.gov section gets you registered before September.

The Money Map: FY2026 agency obligation pressure