FAR 52.228-5 — Insurance-Work on a Government Installation

Contract clause · dated Jan 1997 · prescribed in FAR 28.310 · current through FAC 2026-01

In plain English

FAR 52.228-5, Insurance-Work on a Government Installation, is a contract clause prescribed at FAR 28.310, most recently dated Jan 1997. The complete official text is reproduced below, verbatim, from GSA's published FAR source files.

Its own text directs the contractor to include it in certain subcontracts, subject to the conditions quoted in the flowdown section below.

Does it flow down to subcontracts?

Flows down conditionally — mandate with stated conditions

“(c) The Contractor shall insert the substance of this clause, including this paragraph (c), in subcontracts under this contract that require work on a Government installation and shall require subcontractors to provide and maintain the insurance required in the Schedule or elsewhere in the contract.”— FAR 52.228-5, paragraph (c), official text

Where it's prescribed

As prescribed in 28.310 , insert the following clause:

Prescribing reference: FAR 28.310.

The official text, verbatim

FAR 52.228-5 · Jan 1997 current through FAC 2026-01 acquisition.gov eCFR (48 CFR)

As prescribed in 28.310 , insert the following clause:

Insurance-Work on a Government Installation (Jan 1997)

  • (a) The Contractor shall, at its own expense, provide and maintain during the entire performance of this contract, at least the kinds and minimum amounts of insurance required in the Schedule or elsewhere in the contract.

  • (b) Before commencing work under this contract, the Contractor shall notify the Contracting Officer in writing that the required insurance has been obtained. The policies evidencing required insurance shall contain an endorsement to the effect that any cancellation or any material change adversely affecting the Government’s interest shall not be effective-

    • (1) For such period as the laws of the State in which this contract is to be performed prescribe; or

    • (2) Until 30 days after the insurer or the Contractor gives written notice to the Contracting Officer, whichever period is longer.

  • (c) The Contractor shall insert the substance of this clause, including this paragraph (c), in subcontracts under this contract that require work on a Government installation and shall require subcontractors to provide and maintain the insurance required in the Schedule or elsewhere in the contract. The Contractor shall maintain a copy of all subcontractors’ proofs of required insurance, and shall make copies available to the Contracting Officer upon request.

(End of clause)

The text above is reproduced from GSA's published FAR source files (GSA/GSA-Acquisition-FAR @ da52ccb (2026-03-30)), retrieved 2026-07-17. The official publication at acquisition.gov / eCFR controls if they differ.